mort·gage
发音
词义
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（名词）抵押贷款；按揭
They took out a mortgage to buy their first house.
他们申请了抵押贷款购买第一套房子。
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（动词）抵押；以…作抵押
They decided to mortgage their property to fund the business.
他们决定抵押房产为企业提供资金。
搭配&习语
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pay off the mortgage: 还清抵押贷款
After years of hard work, they finally paid off the mortgage.
经过多年的努力，他们终于还清了抵押贷款。
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mortgage rate: 抵押贷款利率
The mortgage rate plays a crucial role in determining monthly payments.
抵押贷款利率在确定每月还款额方面起着关键作用。
词源
“Mortgage” 源自古法语中的 “mort gaige”，由 “mort”（死亡）和 “gaige”（抵押）构成。最初的含义是一种契约，将产权转移到债权人手中，如果债务未还清，产权将保留在债权人手中，类似于“死抵押”。
词形变化
第三人称单数: mortgages 现在分词: mortgaging 过去式: mortgaged 过去分词: mortgaged
同近义词
loan / advance / pledge / security / lien / debenture / bond
英文对话
A: We’re considering buying a new house, but I’m concerned about the mortgage.
B: Have you checked the current mortgage rates? It could impact your decision.
英文故事
The Journey of a Mortgage
John and Mary embarked on the exciting journey of homeownership. They found their dream house but knew they needed financial assistance. After careful consideration, they decided to take out a mortgage.
Over the years, they diligently made monthly payments, experiencing the highs and lows of the real estate market. The day finally arrived when they paid off the mortgage, marking the culmination of their hard work and dedication.
The mortgage, once a means to achieve a dream, became a symbol of their journey and the stability they had built. John and Mary’s story echoed the common narrative of many families turning the page to a new chapter through the commitment of a mortgage.*